A Certified Program 3648 Representative will meet with you face-to-face to talk about your situation and help you understand what options and programs are available to you. A CPR can explain what documents you will need to provide to your mortgage company, and in many cases, will handle the entire process of working with mortgage company for you.
Free Assistance
There is never any charge for the assistance provided to you by a Certified Program 3648 Representative. CPR’s are generally licensed real estate agents that have been trained and certified to help homeowners take advantage of Program 3648 and proactively resolve their mortgage situation. CPR’s volunteer their time to provide homeowners with countless hours of consultation, training, and assistance, as well as processing and negotiating with their mortgage companies.
Beware of Foreclosure Rescue Scams that require you to pay a fee for assistance with your mortgage situation. If you have been contacted by anyone claiming to be a Certified Program 3648 Representative and asked to pay a fee for their services, do not pay, and report them here.